SB3561
IL · 104th · SenateBUY-NOW-PAY-LATER ACT
Signed into lawPublic Act . . . . . . . . . 104-0475 · June 25, 2026
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Introduced February 5, 2026 · Source
Votes (2)
Committee votes (4)
Votes in committee, not by the full chamber.
- House Judiciary - CivilPassed
Do Pass / Short Debate
Third Reading
May 27, 2026
Yea 19 · Nay 0 · Other 1 · 20 individual positions on record
- Senate JudiciaryPassed
Recommend Do Adopt: Senate Floor Amendment No. 3
Judiciary, Amendment 3
May 20, 2026
Yea 8 · Nay 0 · Other 1 · 9 individual positions on record
- Senate JudiciaryPassed
Recommend Do Adopt: Senate Floor Amendment No. 4
Judiciary, Amendment 4
May 20, 2026
Yea 8 · Nay 0 · Other 1 · 9 individual positions on record
- Senate JudiciaryPassed
Do Pass as Amended
Judiciary
March 11, 2026
Yea 9 · Nay 0 · 9 individual positions on record
Sponsors (12)
Primary (2)
- Mike Hastings (Democratic)
- Bob Rita (Democratic)
Cosponsors (10)
- Adriane L. Johnson
- Christopher Belt (Democratic)
- Cristina Castro (Democratic)
- Doris Turner (Democratic)
- Graciela Guzmán (Democratic)
- Mattie Hunter (Democratic)
- Meg Loughran Cappel (Democratic)
- Mike Halpin (Democratic)
- Steve Stadelman (Democratic)
- Suzy Glowiak Hilton (Democratic)
History (68)
Public Act . . . . . . . . . 104-0475
June 25, 2026 · Senate
Effective Date June 25, 2026
June 25, 2026 · Senate
Governor Approved
June 25, 2026 · Senate
Sent to the Governor
June 22, 2026 · Senate
Passed Both Houses
June 1, 2026 · Senate
Third Reading - Short Debate - Passed 116-000-000
June 1, 2026 · House
3/5 Vote Required
June 1, 2026 · House
Third Reading/Final Action Deadline Extended-9(b) June 2, 2026
May 31, 2026 · House
Placed on Calendar Order of 3rd Reading - Short Debate
May 31, 2026 · House
Held on Calendar Order of Second Reading - Short Debate
May 27, 2026 · House
Second Reading - Short Debate
May 27, 2026 · House
Placed on Calendar 2nd Reading - Short Debate
May 27, 2026 · House
Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
May 27, 2026 · House
Suspend Rule 21 - Prevailed 066-029-000
May 25, 2026 · House
Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez
May 25, 2026 · House
Committee/Final Action Deadline Extended-9(b) May 31, 2026
May 21, 2026 · House
Assigned to Judiciary - Civil Committee
May 21, 2026 · House
Referred to Rules Committee
May 21, 2026 · House
First Reading
May 21, 2026 · House
Chief House Sponsor Rep. Robert "Bob" Rita
May 21, 2026 · House
Arrived in House
May 21, 2026 · House
Added as Co-Sponsor Sen. Meg Loughran Cappel
May 21, 2026 · Senate
Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
May 21, 2026 · Senate
Third Reading - Passed; 056-000-000
May 21, 2026 · Senate
Placed on Calendar Order of 3rd Reading
May 21, 2026 · Senate
Senate Floor Amendment No. 4 Adopted; Hastings
May 21, 2026 · Senate
Senate Floor Amendment No. 3 Adopted; Hastings
May 21, 2026 · Senate
Recalled to Second Reading
May 21, 2026 · Senate
Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000
May 20, 2026 · Senate
Senate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000
May 20, 2026 · Senate
Senate Floor Amendment No. 2 Postponed - Judiciary
May 20, 2026 · Senate
Senate Floor Amendment No. 4 Assignments Refers to Judiciary
May 20, 2026 · Senate
Senate Floor Amendment No. 4 Referred to Assignments
May 20, 2026 · Senate
Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings
May 20, 2026 · Senate
Senate Floor Amendment No. 3 Assignments Refers to Judiciary
May 19, 2026 · Senate
Placed on Calendar Order of 3rd Reading May 20, 2026
May 19, 2026 · Senate
Approved for Consideration Assignments
May 19, 2026 · Senate
Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026
May 19, 2026 · Senate
Rule 3-9(a) / Re-referred to Assignments
May 15, 2026 · Senate
Senate Floor Amendment No. 3 Referred to Assignments
May 15, 2026 · Senate
Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
May 15, 2026 · Senate
Rule 2-10 Third Reading Deadline Established As May 15, 2026
May 8, 2026 · Senate
Added as Co-Sponsor Sen. Steve Stadelman
May 7, 2026 · Senate
Placed on Calendar Order of 3rd Reading April 29, 2026
April 28, 2026 · Senate
Second Reading
April 28, 2026 · Senate
Rule 2-10 Third Reading Deadline Established As May 8, 2026
April 17, 2026 · Senate
Senate Floor Amendment No. 2 Postponed - Judiciary
April 15, 2026 · Senate
Senate Floor Amendment No. 2 Assignments Refers to Judiciary
April 14, 2026 · Senate
Senate Floor Amendment No. 2 Referred to Assignments
April 13, 2026 · Senate
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
April 13, 2026 · Senate
Added as Co-Sponsor Sen. Adriane L. Johnson
March 31, 2026 · Senate
Added as Co-Sponsor Sen. Graciela Guzmán
March 27, 2026 · Senate
Added as Co-Sponsor Sen. Doris Turner
March 26, 2026 · Senate
Added as Co-Sponsor Sen. Mattie Hunter
March 25, 2026 · Senate
Added as Co-Sponsor Sen. Cristina Castro
March 24, 2026 · Senate
Added as Chief Co-Sponsor Sen. Suzy Glowiak Hilton
March 20, 2026 · Senate
Added as Chief Co-Sponsor Sen. Christopher Belt
March 17, 2026 · Senate
Added as Co-Sponsor Sen. Michael W. Halpin
March 13, 2026 · Senate
Placed on Calendar Order of 2nd Reading March 12, 2026
March 11, 2026 · Senate
Do Pass as Amended Judiciary; 009-000-000
March 11, 2026 · Senate
Senate Committee Amendment No. 1 Adopted
March 11, 2026 · Senate
Senate Committee Amendment No. 1 Assignments Refers to Judiciary
March 10, 2026 · Senate
Senate Committee Amendment No. 1 Referred to Assignments
March 9, 2026 · Senate
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
March 9, 2026 · Senate
Assigned to Judiciary
February 17, 2026 · Senate
Referred to Assignments
February 5, 2026 · Senate
First Reading
February 5, 2026 · Senate
Filed with Secretary by Sen. Michael E. Hastings
February 5, 2026 · Senate